Stock Market Perspective

[darylscook]

We have had a rough year in the Stock Market. My most aggressive retirement fund has lost 28%. Now for my age, I don't have near what I need to anyway so my numbers are pretty small. I am talking percentages anyway, so the actual amount doesn't matter. But, that fund has lost about 30%. But, not really. If you average that fund with the 2 previous years, I have averaged a 3% return. If you average it over the last 5 years, I have had a 10% return even with this bad year!

In my most conser. fund, I have lost 20% this year, but averaging the gains over the last 3 years, I have broke even and over the last 10, I have average 4%.

These numbers are based on the closing cost on Sept 30, 2008.

The sky has sunk a little, but it is NOT falling!!!

God Bless You
Daryl