Taxes/Debt/FPU

[Ilovebigcats]

We got our money back and paid several little dinky bills off that seem to float around. Now we are left with the big debts. Plus we put a big downpayment on the van and took on that debt.

We start Financial Peace University Thursday... think they will make us sell the van? We failed before we ever started.

[RamboPreacher]

try, try again...
it has taken many years of careful planning and the "B" word (budgeting), and finally, am nearly completely out of debt except for the house, my car and my truck, and normal monthly bills. still living in a budget, in order to finish paying the vehicles and pay up principle on the house.

communications, and living in your means is paramount. we had a financial planner help, and lots of biblical stewardship is a happening.

[Ilovebigcats]

try, try again...
it has taken many years of careful planning and the "B" word (budgeting), and finally, am nearly completely out of debt except for the house, my car and my truck, and normal monthly bills. still living in a budget, in order to finish paying the vehicles and pay up principle on the house.

communications, and living in your means is paramount. we had a financial planner help, and lots of biblical stewardship is a happening.

You are right. Sadly... Danny and I both are bad with money. Danny is an impulse buyer. I like to eat out and not cook. Sometimes it is cheaper to eat out but sometimes it isn't. We need to learn to buy in bulk and stock up. I think if I had enough food in the house, I would cook more often. We all HATE grocery shopping. And we are all burnt out on our food choices. The kids wont eat half the time. Danny is super picky. It annoys me. I will eat almost anything... that brings WAY MORE variety than what we are trapped in. I am tired of the same ole same ole. I at least get something different when we eat out. Something has to change though....

Wow.. I rambled. Rambo, your post drew an obvious problem out of me. LOL!

[RamboPreacher]

and knowing is half the battle!

[Susie Hamilton]

I only have my house payment, monthy utility bills and 1 credit card with a low balance. I recently met with a financial planner who helped me out very much. It feels good to have the extra money each payday. I am putting some into savings each paycheck now. Good luck, it can be done, just have to limit impulse buying and learn new recipes.

[Full Quiver]

Don't let Wendy lie to you guys. she won't even eat turkey meat.

[Ilovebigcats]

Don't let Wendy lie to you guys. she won't even eat turkey meat.

I will too... just not in my tacos. Who wants a turkey taco.

Sorry.. but I need chicken strips or DARK ground meat in my tacos.

[Ilovebigcats]

BTW.. you are the LAST person that needs to talk about someone not eating something Mr. I don't eat mashed potatoes, milk, cheese, yogurt, eggs, ranch, squash, zucchini, white gravy, lasagna, peas, pinto beans, broccoli, I could go on and on and on and on.....

[Full Quiver]

you don't eat cow tongue

of course I don't either but that's beside my point

[RamboPreacher]

tongue is pretty good, but heart is even better. of course there's not much better in that area than a big ol' plate full of fried pig-brain fritters!

[JanB]

Oh mercy, I'm just going to barf.

[oletimer]

Does that compair with a pot of boil bull.

[Alan]

scrambled eggs and pig brains! yum yum...

That's just along the lines of chitlins... I'm not gonna even try it, no matter how good my dad says they are...

I'll eat hog head cheese, but that's as far as I'll go.

[SBW]

We got our money back and paid several little dinky bills off that seem to float around. Now we are left with the big debts. :lol: Plus we put a big downpayment on the van and took on that debt. :P

We start Financial Peace University Thursday... think they will make us sell the van? :evil: :lol: :lol: :lol: We failed before we ever started.

The first thing Dave would say if you called his show would be "sell the van". I think you should use your own judgement on that though. It is easy for him to say, but when you need it, that is another thing.

My family and I started the "Total Money Makeover" in January. That is Dave's online deal. Although I have used a budget for years, the tools on the website helped me get the budget down to the dollar so to say. It helped me pay off my first debt this week....just following the plan for two months. Like you all have been joking about, groceries and eating out was the hardest thing to get under control.

Even if you don't attend FPU, or do the online Total Money Makeover, I think everyone should read Dave Ramsey's book "Total Money Makevoer". Excellent info in there.