darylscook wrote:I thought you were Debt Snowballing
Pastor Daryl
Don't want to make Cats feel bad - but I did the
snowballing - paid everything off - got a letter
from my cell provider a couple weeks ago that
I was eligible for an upgrade - went to the store
to browse & felt guilty even looking at a new phone.
There's nothing wrong with my old phone - other
than the fact I hate it! (It's got really small buttons
and I've got really big fingers).
I would really like an I-Phone - but after you fork out all
the money for that (as opposed to the free upgrade models
I could get) - then add the automatically required media plan
- I felt even guiltier.
Again - not wanting to make anyone feel badly - but it's
interesting where people's priorities are. I work with a teeny
bopper that struggles every month to make his rent & car
payment - but insisted on having an I-Phone as his choice
of communication. Probably another thread - but I wander
if it would be appropriate for churches (and maybe some
already do) to have a class segment on financial stewardship
(and not necessarily the Jan Couch version) for young people.
I had a teeny bopper where I work ask me a question
about credit scores & I was sharing info I had learned
about credit cards with him that blew his mind. He didn't
realize that some credit card companies will triple their interest
rates if they find out you were late making a payment to another
credit card company. He cracks me up - he has his I-Phone -
but he wears jeans with the seat half blown out & held together
in the front by zip ties (and it's not for fashion reasons).
If you can't be kind, at least have the decency to be vague.